Payments Plan WooCommerce Features

Give your Customers the Flexibility To Buy Now and Pay Later

In tough economic times such as these, online retailers need to take advantage of every means possible to convert hesitant visitors into paying customers.

A great way of doing this is through payment plans, as it gives people the ability to pay for a product over time.

Our WooCommerce Payment Plans plugin not only allows you to integrate payments plans into your WooCommerce site easily but, unlike other solutions, it also automatically charges your customers whenever an installment is due.

This article goes into detail about what the plugin does and how it can help your business.

Though, if you prefer, you can instead get all this information by watching the following video:

Benefits of the Plugin

Turn Shoppers into Customers

Foremost, the WooCommerce Payment Plans plugin will help you improve sales, as it will help you overcome one of the most significant obstacles standing in the way of you making a sale: the necessity to pay for a product at once and in full.

By allowing partial payments for your products, people visiting your website will no longer have an excuse for not becoming a customer.

Adding a payment plan to your website can also improve average order value (AOV) and improve customer satisfaction, all at a very small price.

WooCommerce Payment Plans - Product Page Example

Receive Recurring Payments Automatically

WooCommerce Payment Plans - Payment Schema

WooCommerce Payment Plans is not the only plugin available for adding payment plans to WooCommerce websites.

There is also a plugin called WooCommerce Deposits.

But the latter solution has a major drawback: it doesn’t support automatic billing and automatic rebilling of failed payments.

With the WooCommerce Payment Plans plugin, you don’t have to worry about losing revenue in the future, as it automatically bills your customers whenever a payment is due.

It also rebills them whenever a payment fails for any reason.

Payment Plans plugin

Payment Plans plugin

Easily add payment plans to existing products on your WooCommerce store.

Get the plugin

How it Works

Let’s say that you are selling a pair of shoes on your site for $100.

A customer could pay either in full or pay using a payment plan, in which they would pay 25% down while paying the rest out over the course of the next three months.

If they choose the payment plan, they would pay you $25 today using a payment method such as a credit card.

Afterward, the second, third and fourth payments of $25 would all be charged automatically at the appropriate time using the same credit card that the customer first chose.

WooCommerce Payment Plans - Product Page Mobile Example

Add Payment Plans Cost Effectively

Companies such as Affirm, After Pay and Sezzle charge 6-10% of the purchase price for adding payment plans to your WooCommerce site.

But with the WooCommerce Payment Plans plugin, you only pay the yearly plugin fee of $99 and the standard payment processing fee that your payment gateway such as, Stripe, etc. charges (usually somewhere around 2.9%).

Features of the Plugin

Multiple Payment Options

With the WooCommerce Payment Plans plugin, you can give your customers multiple payment options. In addition to paying for a product all at once, they will also have the option to pay an upfront fee and the remainder at a later date, dividing the payments into multiple parts over time.

Payment Schedules

The plugin also allows you to schedule your payment plans in any way you’d like. You can set it up so that it automatically bills your customers over the course of days, weeks, months and even years.

Mixed Product Pages

With the plugin, you don’t need to create multiple pages for a product when making this product available as both a one-time purchase and a payment plan. You can simply signify that this product is available for both a one-time purchase and a payment plan and it will display this within a single page.

Automatic and Secure Payments

The plugin integrates with more than 30 of the leading payment gateways for making automatic recurring payments. This includes Stripe, PayPal, Authorize.Net, Square, Amazon Pay, WooCommerce Payments, Sage/Opayo, and 30+ others.

Automatic Rebilling for Failed Installment Payments

The plugin supports automatic rebilling of failed installment payments. This means that you will never lose revenue because of some error, or have to spend time tracking down a customer payment.

Automatic Email Renewal Notifications

With the plugin, you can automatically send email renewal notifications, letting your customers know exactly when a payment is scheduled. It will also notify them of upcoming payments and when payments have been processed.

Cart and Checkout User Experience

Using the plugin, you can keep your customers informed during the entire cart checkout process. This way, at all times, they will know what they will owe now and in the future.

Payment Plans plugin

Payment Plans plugin

Easily add payment plans to existing products on your WooCommerce store.

Get the plugin


WooCommerce Payment Plans

How to Set Up WooCommerce Payment Plans?

Applying a Payment Plan to the Shopping Cart

In the future, we will be adding the ability to add a payment plan to the entire shopping cart. In the meantime, something that is a little similar is this: your users can click on the checkbox by the products on the Cart page to add them to a payment plan.

WooCommerce Payment Plans - Cart Page

Applying on LearnDash Courses

The WooCommerce Payment Plans plugin is compatible with LearnDash courses and groups.

WooCommerce Payment Plans - LearnDash

But, when applying it to LearnDash courses, you need to apply it as a Simple product instead of as a Course.

Note: If one of the customer’s payments fails, they will no longer have access to the course.

Here are the steps for applying the WooCommerce Payment Plans plugin to a LearnDash course:

  1. Create a new WooCommerce product in WordPress.
  2. Select Simple product from the Product data dropdown box.
  3. Check the Virtual checkbox.
  4. Add the price of the course.
  5. Select the course(s) that you want to offer.
  6. Click the Payment Plans tab.
  7. Configure your payment plan options.
  8. Save and publish your product.

In the following example, I have set up a Learn Guitar Course that I am selling for $100 or 4 monthly payments of $25:

WooCommerce Payment Plans - LearnDash

To properly apply the plugin to a LearnDash course, you also have to change some LearnDash settings.

Go to LearnDash LMS > Courses and update the course’s settings to Closed Access Mode and set the Button URL to either your cart or product page, like this:

WooCommerce Payment Plans - LearnDash

Finally, do the following steps to prevent LearnDash from removing a user from a course after they complete all their payments:

  • On your WordPress dashboard, go to  WooCommerce > Settings > and click the Subscriptions tab.
  • Next, scroll down to the bottom of the Subscriptions settings and check the Disable checkbox under Access Removal on Expiration (see screenshot below.)
  • Click Save changes.

WooCommerce Payment Plans - LearnDash

Frequently Asked Questions

To get started with the WooCommerce Payment Plans plugin, you should follow the below-mentioned steps:

  1. Make sure that you have installed the WooCommerce Subscriptions plugin.
  2. Purchase the WooCommerce Payment Plans plugin.
  3. Download and install the plugin.
  4. Select an existing product that you’d like to make available on a payment plan.
  5. Edit the product and go to the Product Data > Payment Plans page.
  6. Add a payment plan to your product.
  7. Watch your conversions magically increase, along with AOV and customer satisfaction.


Learn more about how to set it up by viewing the documentation.

A major issue with the other plugins is that they do not support automatic recurring payments. For example, the first payment goes through as a deposit, but the remaining payments are not automatically charged to the customer’s payment method.

The customer then has to go and make the payment manually. On the other hand, the WooCommerce Payment Plans plugin is automated, as the remaining payments in the customer’s plan are automatically charged to the customer’s payment method (such as a credit card or PayPal) using their chosen payment method.

For the Woocommerce BNPL plugin to work, you need to have WooCommerce installed as well as the WooCommerce Subscriptions plugin.

Yes. The payment plans solution supports automatic recurring payments and automatic re-billing on failed payments. Hence, you never have to worry about losing revenue from future installments.

Yes, the WooCommerce Payment Plans plugin is compatible with LearnDash courses. But, when applying it to LearnDash courses, you need to use it as a simple product instead of a Course.

The Payment Plans for WooCommerce plugin supports many popular payment gateways, such as Stripe, PayPal, Authorize.Net, Square, and Amazon Pay. Here is the full list:

If you are interested in how to install and set up the plugin as well as in getting answers to frequently asked questions (FAQs) about it, please see the plugin’s documentation.